What does my vision insurance cover?
Using your benefits is simple—and more valuable than you might expect. Here’s what your plan may cover:
Your eye health exam
Vision insurance typically covers an annual eye exam. Most patients only have a small copay for their exam, and at MyEyeDr. you’ll get a complete eye health exam to check your vision and overall eye health.
Your contacts
You may have an annual allowance for contact lenses. Our team can help you combine your insurance allowance and manufacturer rebates to get the best value for your contact lenses.
Your glasses
Vision insurance typically covers standard lenses and has a specific amount for frames. Our team can help you understand your specific coverage and guide you in choosing frames and lenses that will get the most out of your benefits (and look great on you, too).
Your prescription sunglasses
You may also be able to apply your annual benefits to prescription sunglasses. MyEyeDr. has designer sunglass options from all your favorite brand names.
Your vision insurance covers hundreds of dollars in vision benefits annually. And at MyEyeDr., you can use your benefits on brand names you love.
Experience stress-free insurance
Our team of insurance experts makes it easy to find your vision coverage and understand your benefits.
We submit insurance claims for you
After your visit, we'll take care of the claims process with your insurance company. No more manual filing or waiting for reimbursement.
Get an extra $20 off any
Marchon or Altair frames
Only at MyEyeDr.
Get an extra $50 off any frames $150 or more
Only at MyEyeDr.
Get an extra $50 off any frames
Did you know your insurance covers your favorite brands?
MyEyeDr. makes it easy to find the perfect frames for you. We carry hundreds of styles in every shape and color from the widest range of brands. Our team of style experts can help you choose the perfect pair, and you can get up to 75% off with your vision insurance.
Wearable technology: At MyEyeDr., you can use your vision insurance on the latest wearable technology, including Nuance Audio Glasses and Ray-Ban Meta AI Glasses. Your vision insurance may cover the frames, as well as your prescription, sunglasses, or Transitions® lenses.
We’ve made paying with your insurance as easy as 3 simple steps.
Schedule your appointment
online
Our experts will verify your coverage and look up your benefits before your appointment.
Shop for frames you love while we handle the details
We will help you understand and maximize your benefits.
Leave the insurance
claims to us
We’ll submit the claims on your behalf- no forms or waiting for reimbursement.
Yes, we accept your insurance
Don’t see your insurer? No problem – contact us and our insurance experts can help.
No vision insurance? We’ve got you covered.
Our great offers and promotions get you in the perfect glasses.
MyEyeDr Vision Insurance FAQ
General Insurance Questions
Q: Does MyEyeDr accept my vision insurance?
A: MyEyeDr accepts thousands of insurance plans, including VSP, EyeMed, Davis Vision, Spectera, and many others. Our team can help look up your benefits and make sure you’re covered- contact your local MyEyeDr. office to schedule your exam and discuss your benefits.
Q: What's the difference between vision insurance and medical insurance?
A: Vision insurance typically covers routine eye exams and materials like glasses and contacts. Medical insurance may cover eye care related to medical conditions like glaucoma, diabetes, or infections. MyEyeDr. accepts both vision and medical insurance and can help determine which one is appropriate for the care you need.
Q: Do I need to bring my insurance card to my appointment?
A: Yes, please bring your vision insurance card and a valid photo ID to your appointment. If you don’t have a vision insurance card our team can help look up your vision insurance details- please contact your MyEyeDr. office before your exam to make sure we have the information needed to find your coverage.
Coverage Questions
Q: What does my vision insurance typically cover?
A: Most vision plans cover an annual eye exam and provide allowances toward glasses frames, lenses, or contact lenses. Coverage details vary by plan- MyEyeDr. can look up your specific coverage and help you understand which products and services are covered.
Q: How often can I get new glasses or contacts with my insurance?
A: Most vision plans provide benefits for glasses or contacts once every 12-24 months, depending on your specific plan. Contact your MyEyeDr. office to confirm whether you are currently eligible for new glasses and contacts.
Q: Are designer frames covered by insurance?
A: Most insurance plans provide a frame allowance that can be applied to any frames, including designer options. MyEyeDr. offers a wide selection of designer brands you love so you can use your insurance benefits on a pair you love. You'll pay the difference for frames that exceed your allowance.
Cost and Billing Questions
Q: What if I select eyewear that my insurance doesn't cover?
A: MyEyeDr. offers a range of other payment options including credit cards and CareCredit. We also have great promotions if you will be paying directly for your glasses and contacts- check out our current offers here.
Q: How do I know if I have vision insurance benefits available?
A: MyEyeDr can verify your insurance benefits before your appointment and help you understand what they will cover. You can also contact your insurance provider directly.
Q: What if my insurance plan isn't accepted?
A: MyEyeDr accepts thousands of insurance plans so there’s a great chance we take yours- if you don’t see your insurance listed above please contact your local MyEyeDr. office and we can check on your coverage.
Q: Can MyEyeDr bill my insurance directly?
A: Yes! We make using your insurance easy. At your exam you will only pay what you owe out of pocket and our team will take care of the paperwork and submit to your insurance company.
Special Circumstances
Q: Can I use my FSA or HSA for eye care at MyEyeDr?
A: Absolutely- MyEyeDr accepts FSA and HSA cards and most of our products and services are eligible for FSA and HSA coverage.
Q: Does MyEyeDr offer any discounts for patients without insurance?
A. Yes- MyEyeDr. has great promotions to help every patient get the eyewear to look and see their best. Check out our current offers here.
Q: What if I have multiple vision insurance plans?
A: MyEyeDr can help coordinate benefits if you have coverage under multiple plans to maximize your benefits. Please let our team know the details about your insurance plans and we can look up your benefits and help you understand how to leverage them for your exam and glasses or contacts purchase.
Q: If I lose or break my glasses, will insurance cover a replacement?
A: Most vision plans don't cover replacements for lost or broken eyewear within the same benefit period. MyEyeDr. offers our Eyewear Protection Plan in case your glasses are damaged- see here or ask an associate for details.